Hada DBAnk

This article will explain how HADA DBANK is different, and the steps we will take towards our goals. 

We are the first Digital Bank to incorporate the Shariah Banking Module with Blockchain Technology, to create an ethical and responsible banking ecosystem.

We aspire to be a 'fair' organization in the financial industry. The 2007-2008 financial crisis serves as a grim reminder of how some irresponsible players can replace an entire industry, leaving millions of people in financial ruin. Sharia banks also seek to avoid interest at all levels of financial transactions and promote risk sharing between lenders and borrowers.

There are two basic principles in sharia banking. One is the sharing of profits and losses; and two, significantly, the prohibition of interest collection and payment by creditors and investors. Therefore, our deposits, deposits and investments with DBank will be supported by physical assets such as precious metals and gemstones.https: //www.hada-dbank.com/

KEY FEATURES

1. Free Encrypted Account & e-Wallet: 

• A. Smartphone Application - Banking 
• Non-Smart Phone - SMS / USSD Code

2. Savings & Withdrawals

• A. Minimum savings of 5% per year  
• No withdrawal fees

3. Transfer, Remittance & Exchange

• A. Transfer / Remittance of free funds (FIAT & Cryptocurrency) between personal savings account and e-wallet
• 0% fee on exchange transactions via HADA Exchange (between cryptocurrencies). There is no charge on the main FIAT currency during the FIAT exchange <> Crypto
• Connect with partners or open the API to get better interest rates for other currencies

4. Loans & Investments

• A. 0% Loan Interest 
• 10% minimum investment return

5. Real-Time Payments

• Real-Time Payments use HADACoin and other Token Cryptocurrency through our Debit Card

BOT & AI

1. Huda (Bot)

• Personal Finance Management & Assistant
• Manage your daily costs within the limits set by you or through your account balance. Notify & automate payments and bills through prioritized schedules. Assist planning for Long Term & Short Term financial goals

2. Hadi (AI)

• Poor Advisor
• Collect real time data from various platforms and market trends. Calculate to generate unbiased advice for your investment.

3. Supported by tangible assets

• HADACoin & Savings You are backed by valuable assets like Precious Metals & Gems and are insured in accordance with the Sharia Banking Principles for your peace of mind.

COIN SUPPLY

A total of 500 million hADACoins will be issued. 295 million coins will be offered for sale. Of the 295 million coins, 20 million will be allocated to private investors and institutional buyers. 50 Million coins 275 Million will be released during the PRA-ICO exercise and the remaining 225 million coins will be released in our ICO practice in the near future. 10 million coins will be allocated to the gift campaign. 
Personal (Basic)

Distribution Structure of Dada Bank

35% of the capital earned through our PRE-ICO exercises will be allocated to R & D (research & development). 7 labs will be established in 5 years where lab 1 and 2 will be based in Switzerland and Estonia respectively.

 

OPEX (Operating Expenses) will make up 30% of the budget. Employing management executives will be our main activity under this sector, to ensure that the best partners and talents from related industries follow the management and operation of DBANK HADA.

 

CAPEX (Capital Expenditure) will receive 20% of the capital raised. Among the activities will acquire necessary business assets, and precious metals & gems (gold, silver and diamonds), to be used as collateral for future customer savings, investment and HADACoin value.

The last 15% will be saved as RESERVE. This reserve will not be used unless it is needed and strict rules will be established. The decision to utilize this reserve will be determined by top management collectively and unanimously, to ensure there is no mismanagement and excess reserve use. We will increase DBADK's HADA Reserves to 30% of total capital, in the nearest future in accordance with Islamic Finance Law.

Technologi

HADA DBANK uses private blockchain that is stored on every node in the network. By default, all nodes are controlled by DBANK HADA. Some nodes only store copies of blockchain and do not participate in the transaction confirmation process (consensus protocol).

The core core database is implemented in a blockchain structure, where each block is a set of transactions. Each new block defines the new core state according to the previous block state.

The core database integrity is provided by blockchain and consensus on it. Each block is connected cryptographically to the previous block.

This feature ensures the ability to validate database and transaction history anytime in the future. The primary database stores all the data that passes its core.

Mission Providing Ethical and Responsible Banking Services to all,

especially the current "Unbanked" population

Vision To Be The Leading Global Blockchain & Digital Bank that emphasizes Ethics and Responsibilities through Sharia Banking Principles and Services

Roadmap

For Further Information 

Website: https://www.hada-dbank.com/

Whitepaper: https://drive.google.com/file/d/16nbPwXqjXRRmVKstu1dn4NobywANASkH/view

Facebook: https://www.facebook.com/hadadbank.official/

Twitter: https://twitter.com/hada_ico

Telegram: https://t.me/HADADBank

My profile btc  : https://bitcointalk.org/index.php?action=profile;u=1567105